/* ==========================================================================
   Suisse Capital AG – Design System
   ========================================================================== */

:root {
  /* Farben */
  --navy: #0A1F3F;
  --navy-light: #14315E;
  --cream: #F5F3F0;
  --gold: #C9A961;
  --gold-dark: #B39447;
  --gray-500: #6B7280;
  --gray-400: #9CA3AF;
  --gray-200: #E5E7EB;
  --gray-100: #F3F4F6;
  --bg-page: #FAFAFA;
  --white: #FFFFFF;
  --error: #EF4444;
  --success: #10B981;

  /* Typographie */
  --font-serif: Georgia, "Times New Roman", serif;
  --font-sans: "Inter", "Helvetica Neue", Helvetica, Arial, sans-serif;

  /* Layout */
  --max-width: 1280px;
  --radius: 2px;
  --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.1);
  --shadow-md: 0 4px 12px rgba(10, 31, 63, 0.08);
  --transition: 300ms ease-out;
  --header-height: 72px;
}

/* --------------------------------------------------------------------------
   Reset & Basis
   -------------------------------------------------------------------------- */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-sans);
  font-size: 18px;
  font-weight: 400;
  line-height: 1.7;
  letter-spacing: 0.5px;
  color: var(--navy);
  background: var(--bg-page);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--font-serif);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(32px, 5vw, 56px); overflow-wrap: break-word; hyphens: auto; }
h2 { font-size: clamp(32px, 4vw, 40px); }
h3 { font-size: 24px; }
h4 { font-size: 20px; }

p { max-width: 65ch; }

a {
  color: var(--navy);
  text-decoration: none;
  transition: opacity var(--transition);
}

a:hover { opacity: 0.7; }

img, svg { display: block; max-width: 100%; }

button {
  font-family: inherit;
  font-size: inherit;
  cursor: pointer;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 60px;
}

.text-muted { color: var(--gray-500); font-weight: 300; }

/* Fokus-Sichtbarkeit (Keyboard-Navigation) */
:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

.skip-link {
  position: absolute;
  top: -100px;
  left: 16px;
  z-index: 200;
  padding: 10px 18px;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  transition: top 200ms ease-out;
}

.skip-link:focus {
  top: 8px;
  opacity: 1;
}

/* --------------------------------------------------------------------------
   Header
   -------------------------------------------------------------------------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 60px;
}

.logo {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 24px;
  letter-spacing: 0.01em;
  color: var(--navy);
  white-space: nowrap;
}

.logo:hover { opacity: 1; }

.logo .logo-accent { color: var(--gold); }

.main-nav {
  display: flex;
  align-items: center;
  gap: 40px;
}

.nav-link {
  position: relative;
  font-size: 16px;
  padding: 6px 0;
}

.nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.nav-link:hover { opacity: 1; }
.nav-link:hover::after { transform: scaleX(1); }

.nav-link.active {
  font-weight: 600;
}

.nav-link.active::after { transform: scaleX(1); }

/* Hamburger */
.nav-toggle {
  display: none;
  position: relative;
  z-index: 95;
  background: none;
  border: none;
  padding: 8px;
}

.nav-toggle svg { stroke: var(--navy); }

/* Benutzermenü */
.user-menu { position: relative; }

.user-menu-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  background: none;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 8px 14px;
  font-size: 15px;
  color: var(--navy);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.user-menu-btn:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-sm);
}

.user-avatar {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-size: 13px;
  font-weight: 600;
}

.user-dropdown {
  position: absolute;
  right: 0;
  top: calc(100% + 8px);
  min-width: 200px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  padding: 8px 0;
  opacity: 0;
  transform: translateY(-4px);
  pointer-events: none;
  transition: opacity 200ms ease-out, transform 200ms ease-out;
}

.user-dropdown.open {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.user-dropdown a,
.user-dropdown button {
  display: block;
  width: 100%;
  text-align: left;
  padding: 10px 18px;
  font-size: 15px;
  background: none;
  border: none;
  color: var(--navy);
  transition: background var(--transition);
}

.user-dropdown a:hover,
.user-dropdown button:hover {
  background: var(--gray-100);
  opacity: 1;
}

.user-dropdown .dropdown-divider {
  height: 1px;
  background: var(--gray-200);
  margin: 6px 0;
}

.notification-btn {
  position: relative;
  background: none;
  border: none;
  padding: 8px;
  color: var(--navy);
}

.notification-btn .dot {
  position: absolute;
  top: 6px;
  right: 6px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}

/* Sprachumschalter */
.lang-switch {
  display: flex;
  align-items: center;
  gap: 2px;
}

.lang-switch button {
  background: none;
  border: none;
  padding: 4px 6px;
  font-size: 14px;
  letter-spacing: 0.06em;
  color: var(--gray-500);
  border-bottom: 2px solid transparent;
  transition: color var(--transition), border-color var(--transition);
}

.lang-switch button:hover { color: var(--navy); }

.lang-switch button.active {
  color: var(--navy);
  font-weight: 600;
  border-bottom-color: var(--gold);
}

.lang-switch .lang-sep {
  color: var(--gray-200);
  font-size: 13px;
}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */

.btn {
  display: inline-block;
  padding: 13px 32px;
  font-size: 16px;
  font-weight: 500;
  letter-spacing: 0.02em;
  border-radius: var(--radius);
  border: 1px solid transparent;
  transition: background var(--transition), box-shadow var(--transition),
              opacity var(--transition), transform 100ms ease-out;
  text-align: center;
}

.btn:active { transform: scale(0.98); }

.btn-primary {
  background: var(--gold);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--gold-dark);
  box-shadow: var(--shadow-md);
  opacity: 1;
}

.btn-secondary {
  background: transparent;
  border-width: 2px;
  border-color: var(--gold);
  color: var(--gold-dark);
}

.btn-secondary:hover {
  background: rgba(201, 169, 97, 0.08);
  box-shadow: var(--shadow-sm);
  opacity: 1;
}

.btn-dark {
  background: var(--navy);
  color: var(--cream);
}

.btn-dark:hover {
  background: var(--navy-light);
  box-shadow: var(--shadow-md);
  opacity: 1;
}

.btn:disabled,
.btn[disabled] {
  background: var(--gray-200);
  border-color: var(--gray-200);
  color: var(--gray-400);
  cursor: not-allowed;
  box-shadow: none;
}

.btn-block { display: block; width: 100%; }

.btn-sm { padding: 9px 20px; font-size: 15px; }

/* --------------------------------------------------------------------------
   Formulare (Floating Labels)
   -------------------------------------------------------------------------- */

.form-field {
  position: relative;
  margin-bottom: 28px;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-sans);
  font-size: 16px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  transition: border-color var(--transition), box-shadow var(--transition);
  appearance: none;
}

.form-field textarea {
  min-height: 140px;
  resize: vertical;
}

.form-field input::placeholder,
.form-field textarea::placeholder {
  color: transparent;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border: 2px solid var(--gold);
  padding: 11px 15px;
  box-shadow: 0 1px 6px rgba(201, 169, 97, 0.25);
}

.form-field label {
  position: absolute;
  left: 16px;
  top: 13px;
  font-size: 16px;
  color: var(--gray-400);
  pointer-events: none;
  background: var(--white);
  padding: 0 4px;
  transition: all 200ms ease-out;
}

.form-field input:focus + label,
.form-field input:not(:placeholder-shown) + label,
.form-field textarea:focus + label,
.form-field textarea:not(:placeholder-shown) + label,
.form-field select:focus + label,
.form-field select.has-value + label {
  top: -9px;
  left: 12px;
  font-size: 12px;
  color: var(--gold-dark);
}

.form-field select + label {
  top: -9px;
  left: 12px;
  font-size: 12px;
  color: var(--gray-500);
}

/* Select-Pfeil */
.form-field.select-field::after {
  content: "";
  position: absolute;
  right: 18px;
  top: 22px;
  width: 8px;
  height: 8px;
  border-right: 1.5px solid var(--gray-500);
  border-bottom: 1.5px solid var(--gray-500);
  transform: rotate(45deg);
  pointer-events: none;
}

/* Validierung */
.form-field .field-error {
  display: block;
  margin-top: 6px;
  font-size: 13px;
  color: var(--error);
  min-height: 0;
  opacity: 0;
  transition: opacity 200ms ease-out;
}

.form-field.invalid .field-error { opacity: 1; }

.form-field.invalid input,
.form-field.invalid select,
.form-field.invalid textarea {
  border-color: var(--error);
}

.form-field .valid-icon {
  position: absolute;
  right: 14px;
  top: 13px;
  width: 20px;
  height: 20px;
  color: var(--success);
  opacity: 0;
  transition: opacity 200ms ease-out;
}

.form-field.valid .valid-icon { opacity: 1; }

.form-field.valid textarea ~ .valid-icon { top: 12px; }

.form-hint {
  font-size: 13px;
  color: var(--gray-500);
  font-weight: 300;
}

.form-message {
  padding: 14px 18px;
  border-radius: var(--radius);
  font-size: 15px;
  margin-bottom: 24px;
}

.form-message.error {
  background: rgba(239, 68, 68, 0.08);
  border: 1px solid rgba(239, 68, 68, 0.3);
  color: var(--error);
}

.form-message.success {
  background: rgba(16, 185, 129, 0.08);
  border: 1px solid rgba(16, 185, 129, 0.3);
  color: #0B815D;
}

/* Toggle-Switch */
.toggle {
  position: relative;
  display: inline-block;
  width: 44px;
  height: 24px;
  flex-shrink: 0;
}

.toggle input {
  opacity: 0;
  width: 0;
  height: 0;
}

.toggle .slider {
  position: absolute;
  inset: 0;
  background: var(--gray-200);
  border-radius: 12px;
  transition: background var(--transition);
}

.toggle .slider::before {
  content: "";
  position: absolute;
  left: 3px;
  top: 3px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--white);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition);
}

.toggle input:checked + .slider { background: var(--gold); }
.toggle input:checked + .slider::before { transform: translateX(20px); }
.toggle input:focus-visible + .slider { outline: 2px solid var(--gold); outline-offset: 2px; }

/* --------------------------------------------------------------------------
   Cards
   -------------------------------------------------------------------------- */

.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition),
              background var(--transition);
}

.card-hover:hover {
  transform: translateY(-4px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
  background: #FCFCFB;
}

/* --------------------------------------------------------------------------
   Views & Übergänge
   -------------------------------------------------------------------------- */

.view {
  animation: fadeIn 400ms ease-out;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Spinner */
.spinner {
  display: inline-block;
  width: 20px;
  height: 20px;
  border: 2px solid rgba(201, 169, 97, 0.25);
  border-top-color: var(--gold);
  border-radius: 50%;
  animation: spin 700ms linear infinite;
  vertical-align: middle;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* --------------------------------------------------------------------------
   Landing Page
   -------------------------------------------------------------------------- */

.hero {
  background: var(--white);
  overflow: hidden;
}

.hero--premium {
  position: relative;
  min-height: 700px;
  display: flex;
  align-items: stretch;
  background: var(--navy);
}

.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
}

.hero-bg-svg {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(10, 31, 63, 0.55) 0%, rgba(10, 31, 63, 0.2) 60%, rgba(10, 31, 63, 0.35) 100%);
}

.hero--premium .hero-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 100px 60px 120px;
}

.hero--premium .hero-content {
  max-width: 760px;
}

.hero--premium .hero-eyebrow {
  color: var(--gold);
}

.hero--premium h1 {
  color: var(--white);
}

.hero--premium .hero-sub {
  font-size: 24px;
  font-weight: 300;
  color: var(--cream);
  margin-bottom: 40px;
  max-width: 52ch;
}

.btn-light {
  border-color: rgba(245, 243, 240, 0.6);
  color: var(--cream);
}

.btn-light:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(255, 255, 255, 0.05);
}

.hero-inner {
  display: grid;
  grid-template-columns: 7fr 5fr;
  gap: 60px;
  align-items: center;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 110px 60px 120px;
}

.hero-eyebrow {
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 20px;
}

.hero h1 { margin-bottom: 24px; }

.hero-sub {
  font-size: 20px;
  font-weight: 300;
  color: var(--gray-500);
  margin-bottom: 40px;
  max-width: 46ch;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

/* Abstrakte Grafik (keine Fotos) */
.hero-graphic { justify-self: end; }

/* Sections */
.section { padding: 100px 0; }
.section-alt { background: var(--white); }
.section-services { background: var(--bg-page); }

.section-pattern {
  background-image:
    linear-gradient(135deg, transparent 49.5%, rgba(229, 231, 235, 0.4) 49.5%, rgba(229, 231, 235, 0.4) 50.5%, transparent 50.5%),
    linear-gradient(45deg, transparent 49.5%, rgba(229, 231, 235, 0.3) 49.5%, rgba(229, 231, 235, 0.3) 50.5%, transparent 50.5%);
  background-size: 60px 60px;
  background-color: var(--bg-page);
}

.section-header {
  margin-bottom: 60px;
  max-width: 560px;
}

.section-eyebrow {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 12px;
}

.section-header p { margin-top: 16px; color: var(--gray-500); font-weight: 300; }

/* Asymmetrisches Services-Grid */
.services-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 24px;
}

.service-card { padding: 40px 32px; }

.service-card:nth-child(1) { grid-column: 1 / span 7; }
.service-card:nth-child(2) { grid-column: 8 / span 5; margin-top: 48px; }
.service-card:nth-child(3) { grid-column: 1 / span 5; }
.service-card:nth-child(4) { grid-column: 6 / span 7; margin-top: -48px; }

.service-icon {
  width: 44px;
  height: 44px;
  color: var(--navy);
  margin-bottom: 24px;
}

.service-icon--lg {
  width: 120px;
  height: 120px;
  color: var(--navy);
}

.service-card h3 { margin-bottom: 12px; }
.service-card p { color: var(--gray-500); font-weight: 300; font-size: 16px; }

/* Trust Section */
.trust-section {
  background: var(--white);
  padding: 80px 0;
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr 1fr;
  gap: 48px;
  align-items: start;
}

.trust-item {
  text-align: center;
  padding: 0 20px;
}

.trust-icon {
  width: 48px;
  height: 48px;
  margin: 0 auto 20px;
  color: var(--navy);
}

.trust-value {
  font-family: var(--font-serif);
  font-size: 36px;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 8px;
}

.trust-label {
  font-size: 16px;
  color: var(--gray-500);
  font-weight: 300;
}

/* About */
.about-grid {
  display: grid;
  grid-template-columns: 5fr 6fr;
  gap: 80px;
  align-items: start;
}

.about-grid .about-text { padding-top: 40px; }
.about-grid p { color: var(--gray-500); font-weight: 300; margin-bottom: 20px; }

.about-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}

.stat .stat-value {
  font-family: var(--font-serif);
  font-size: 36px;
  font-weight: 700;
  color: var(--gold-dark);
}

.stat .stat-label {
  font-size: 14px;
  color: var(--gray-500);
  font-weight: 300;
}

/* CTA-Band */
.cta-band {
  background: var(--navy);
  padding: 90px 0;
}

.cta-band-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.cta-band h2 { color: var(--cream); }
.cta-band p { color: rgba(245, 243, 240, 0.7); font-weight: 300; margin-top: 12px; }

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */

.site-footer {
  background: var(--navy);
  color: var(--cream);
  padding: 70px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
}

.footer-grid h4 {
  color: var(--cream);
  font-size: 16px;
  margin-bottom: 18px;
}

.footer-grid .footer-brand {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 14px;
}

.footer-grid p,
.footer-grid a {
  display: block;
  color: rgba(245, 243, 240, 0.65);
  font-size: 15px;
  font-weight: 300;
  margin-bottom: 10px;
}

.footer-grid a:hover { color: var(--gold); opacity: 1; }

.footer-bottom {
  border-top: 1px solid rgba(245, 243, 240, 0.12);
  padding: 22px 0;
  font-size: 13px;
  font-weight: 300;
  color: rgba(245, 243, 240, 0.5);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

/* --------------------------------------------------------------------------
   Auth-Seiten (Login / Registrierung)
   -------------------------------------------------------------------------- */

.auth-page {
  display: grid;
  grid-template-columns: 5fr 7fr;
  min-height: calc(100vh - var(--header-height));
}

.auth-aside {
  background: var(--navy);
  color: var(--cream);
  padding: 80px 60px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.auth-aside h2 { color: var(--cream); margin-bottom: 16px; }
.auth-aside p { color: rgba(245, 243, 240, 0.7); font-weight: 300; }

.auth-aside-visual {
  margin-bottom: 40px;
}

.auth-illustration {
  opacity: 0.9;
}

.auth-form-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 60px 40px;
}

.auth-form {
  width: 100%;
  max-width: 420px;
}

.auth-form h1 { font-size: 32px; margin-bottom: 8px; }
.auth-form > p { color: var(--gray-500); font-weight: 300; margin-bottom: 36px; }

.auth-links {
  display: flex;
  justify-content: space-between;
  margin-top: 24px;
  font-size: 15px;
}

.auth-links a { color: var(--gold-dark); }

/* --------------------------------------------------------------------------
   Dashboard-Layout
   -------------------------------------------------------------------------- */

.dashboard-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  min-height: calc(100vh - var(--header-height));
}

.sidebar {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border-right: 1px solid var(--gray-200);
  padding: 32px 0 0;
}

.sidebar-nav a {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 13px 28px;
  font-size: 15px;
  color: var(--gray-500);
  border-left: 3px solid transparent;
  transition: all var(--transition);
}

.sidebar-nav a svg { width: 20px; height: 20px; flex-shrink: 0; }

.sidebar-nav a:hover {
  color: var(--navy);
  background: var(--gray-100);
  opacity: 1;
}

.sidebar-nav a.active {
  color: var(--navy);
  font-weight: 600;
  border-left-color: var(--gold);
  background: var(--cream);
}

.sidebar-backdrop {
  display: none;
}

.sidebar-logout {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  margin-top: auto;
  padding: 13px 28px;
  background: none;
  border: none;
  border-top: 1px solid var(--gray-200);
  font-size: 15px;
  color: var(--gray-500);
  text-align: left;
  transition: color var(--transition), background var(--transition);
}

.sidebar-logout:hover {
  color: var(--error);
  background: var(--gray-100);
}

.sidebar-logout svg { flex-shrink: 0; }

.dashboard-main {
  padding: 48px 48px 80px;
  max-width: 1100px;
}

.dashboard-main .page-title { margin-bottom: 6px; }
.dashboard-main .page-subtitle {
  color: var(--gray-500);
  font-weight: 300;
  margin-bottom: 40px;
}

/* Kontoübersicht */
.overview-grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 24px;
  margin-bottom: 48px;
  align-items: stretch;
}

.balance-card { display: flex; flex-direction: column; justify-content: center; }

.balance-label {
  font-size: 14px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray-500);
  margin-bottom: 10px;
}

.balance-value {
  font-family: var(--font-serif);
  font-size: clamp(36px, 4vw, 48px);
  font-weight: 700;
  color: var(--gold-dark);
  line-height: 1.1;
}

.balance-meta {
  margin-top: 14px;
  font-size: 14px;
  color: var(--gray-500);
  font-weight: 300;
}

/* Chart */
.chart-card { display: flex; gap: 32px; align-items: center; flex-wrap: wrap; }

.donut-chart { flex-shrink: 0; }

.donut-segment {
  transition: stroke-width 200ms ease-out, stroke-dasharray 1000ms ease-out;
  transform-origin: center;
}

.donut-segment:hover { stroke-width: 42; }

.chart-legend { list-style: none; flex: 1; min-width: 180px; }

.chart-legend li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 8px 0;
  font-size: 15px;
  border-bottom: 1px solid var(--gray-100);
}

.chart-legend li:last-child { border-bottom: none; }

.legend-swatch {
  width: 12px;
  height: 12px;
  border-radius: var(--radius);
  flex-shrink: 0;
}

.legend-value {
  margin-left: auto;
  font-weight: 500;
  color: var(--navy);
}

/* Transaktionstabelle */
.table-card { padding: 0; overflow: hidden; }

.table-card .table-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 24px 0;
}

.tx-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 16px;
  font-size: 15px;
}

.tx-table th {
  text-align: left;
  padding: 12px 24px;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gray-500);
  border-bottom: 1px solid var(--gray-200);
  cursor: pointer;
  user-select: none;
  white-space: nowrap;
}

.tx-table th .sort-arrow { font-size: 11px; color: var(--gold-dark); }

.tx-table td {
  padding: 14px 24px;
  border-bottom: 1px solid var(--gray-100);
}

.tx-table tbody tr { transition: background var(--transition); }
.tx-table tbody tr:hover { background: var(--cream); }
.tx-table tbody tr:last-child td { border-bottom: none; }

.amount-pos { color: var(--success); font-weight: 500; }
.amount-neg { color: var(--navy); font-weight: 500; }

.tx-typ {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.tx-dir--up { color: var(--success); }
.tx-dir--down { color: var(--gray-500); }

.status-badge {
  display: inline-block;
  padding: 3px 10px;
  font-size: 12px;
  font-weight: 500;
  border-radius: var(--radius);
}

.status-badge.done {
  background: rgba(16, 185, 129, 0.1);
  color: #0B815D;
}

.status-badge.pending {
  background: rgba(201, 169, 97, 0.15);
  color: var(--gold-dark);
}

/* Schnellaktionen */
.quick-actions {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.quick-action {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  padding: 28px 24px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  font-size: 16px;
  font-weight: 500;
  color: var(--navy);
  text-align: left;
  transition: all var(--transition);
}

.quick-action svg { width: 26px; height: 26px; color: var(--gray-500); transition: color var(--transition); }

.quick-action:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
  color: var(--gold-dark);
  opacity: 1;
}

.quick-action:hover svg { color: var(--gold); }
.quick-action:active { transform: scale(0.98); }

.section-title {
  font-size: 22px;
  margin-bottom: 20px;
}

/* --------------------------------------------------------------------------
   Kontakt
   -------------------------------------------------------------------------- */

/* Honeypot-Feld: für Menschen unsichtbar */
.hp-field {
  position: absolute;
  left: -9999px;
  top: -9999px;
  height: 1px;
  width: 1px;
  overflow: hidden;
}

.contact-grid {
  display: grid;
  grid-template-columns: 7fr 5fr;
  gap: 60px;
  align-items: start;
  padding: 80px 0 100px;
}

.contact-info h3 { margin-bottom: 16px; }

.contact-info-block {
  padding: 24px 0;
  border-bottom: 1px solid var(--gray-200);
}

.contact-info-block:last-child { border-bottom: none; }

.contact-info-block h4 { font-size: 15px; font-family: var(--font-sans); font-weight: 600; margin-bottom: 8px; }
.contact-info-block p { color: var(--gray-500); font-weight: 300; font-size: 16px; }

/* --------------------------------------------------------------------------
   Profil
   -------------------------------------------------------------------------- */

.profile-page {
  max-width: 720px;
  padding: 60px 0 100px;
}

.profile-section { margin-bottom: 32px; }

.profile-section h2 {
  font-size: 22px;
  margin-bottom: 20px;
}

.pref-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 16px 0;
  border-bottom: 1px solid var(--gray-100);
}

.pref-row:last-child { border-bottom: none; }

.pref-row .pref-label { font-size: 16px; }
.pref-row .pref-desc { font-size: 14px; color: var(--gray-500); font-weight: 300; }

/* --------------------------------------------------------------------------
   Seiten-Hero (Unterseiten)
   -------------------------------------------------------------------------- */

.page-hero {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  padding: 70px 0 60px;
}

.page-hero h1 { margin-bottom: 12px; }

.page-hero-sub {
  font-size: 19px;
  font-weight: 300;
  color: var(--gray-500);
  max-width: 56ch;
}

.page-hero-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.page-hero-graphic {
  flex-shrink: 0;
  opacity: 0.8;
}

.text-link {
  display: inline-block;
  margin-top: 16px;
  font-size: 15px;
  font-weight: 500;
  color: var(--gold-dark);
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
}

.text-link:hover { opacity: 0.7; }

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* --------------------------------------------------------------------------
   Services-Detail (alternierend)
   -------------------------------------------------------------------------- */

.service-alt-list {
  display: flex;
  flex-direction: column;
  gap: 80px;
}

.service-alt-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.service-alt-row--reverse .service-alt-visual { order: 2; }
.service-alt-row--reverse .service-alt-content { order: 1; }

.service-alt-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.service-alt-visual svg {
  max-width: 300px;
  width: 100%;
  height: auto;
}

.service-alt-content {
  padding: 44px 36px;
}

.service-alt-content h2 {
  font-size: 28px;
  margin-bottom: 14px;
}

.service-alt-content > p {
  color: var(--gray-500);
  font-weight: 300;
  font-size: 16px;
  margin-bottom: 8px;
}

/* Legacy grid (falls noch referenziert) */
.service-detail-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 24px;
}

.service-detail-card { padding: 44px 36px; }

.service-detail-card:nth-child(1) { grid-column: 1 / span 7; }
.service-detail-card:nth-child(2) { grid-column: 8 / span 5; margin-top: 56px; }
.service-detail-card:nth-child(3) { grid-column: 1 / span 5; }
.service-detail-card:nth-child(4) { grid-column: 6 / span 7; margin-top: -56px; }

.service-detail-card h2 { font-size: 26px; margin-bottom: 14px; }
.service-detail-card > p { color: var(--gray-500); font-weight: 300; font-size: 16px; }

.service-points {
  list-style: none;
  margin: 20px 0 4px;
}

.service-points li {
  position: relative;
  padding: 7px 0 7px 26px;
  font-size: 15px;
  color: var(--navy);
  border-bottom: 1px solid var(--gray-100);
}

.service-points li:last-child { border-bottom: none; }

.service-points li::before {
  content: "—";
  position: absolute;
  left: 0;
  color: var(--gold);
}

/* --------------------------------------------------------------------------
   Über uns: Werte & Zahlen
   -------------------------------------------------------------------------- */

.values-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.value-card { padding: 36px 28px; }
.value-card h3 { margin-bottom: 10px; }
.value-card p { color: var(--gray-500); font-weight: 300; font-size: 15px; }

.numbers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
}

.numbers-grid .stat-value { font-size: 44px; }

/* --------------------------------------------------------------------------
   Team
   -------------------------------------------------------------------------- */

.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.team-card { padding: 36px 28px; }

.team-avatar {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 84px;
  height: 84px;
  margin-bottom: 22px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-serif);
  font-size: 28px;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.team-card h3 { font-size: 21px; margin-bottom: 4px; }

.team-position {
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 14px;
}

.team-bio { font-size: 15px; font-weight: 300; color: var(--gray-500); }

/* --------------------------------------------------------------------------
   FAQ-Accordion
   -------------------------------------------------------------------------- */

.faq-container { max-width: 780px; }

.accordion-item {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 12px;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.accordion-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  width: 100%;
  padding: 18px 24px;
  background: none;
  border: none;
  text-align: left;
  font-size: 17px;
  font-weight: 500;
  color: var(--navy);
  transition: background var(--transition);
}

.accordion-header:hover { background: var(--gray-100); }

.accordion-icon {
  flex-shrink: 0;
  color: var(--gold-dark);
  transition: transform var(--transition);
}

.accordion-item.open .accordion-icon { transform: rotate(180deg); }

.accordion-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition);
}

.accordion-content {
  padding: 4px 24px 22px;
  font-size: 16px;
  font-weight: 300;
  color: var(--gray-500);
}

/* --------------------------------------------------------------------------
   Impressum & Datenschutz
   -------------------------------------------------------------------------- */

.legal-page { max-width: 780px; }

.legal-section { padding: 40px 36px; margin-bottom: 24px; }

.legal-section h2 { margin-bottom: 24px; }

.legal-section h3 {
  font-family: var(--font-sans);
  font-size: 16px;
  font-weight: 600;
  margin: 24px 0 8px;
}

.legal-section p {
  font-size: 16px;
  font-weight: 300;
  color: var(--gray-500);
  margin-bottom: 12px;
}

.legal-section a { color: var(--gold-dark); }

/* --------------------------------------------------------------------------
   Checkbox (Registrierung)
   -------------------------------------------------------------------------- */

.checkbox-field { margin-bottom: 28px; }

/* Überschreibt das Floating-Label-Styling der .form-field */
.checkbox-field .checkbox-label {
  position: static;
  pointer-events: auto;
  padding: 0;
  background: none;
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--gray-500);
  cursor: pointer;
}

.checkbox-label input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--gold);
  cursor: pointer;
}

.checkbox-label a { color: var(--gold-dark); }

.checkbox-field .field-error { margin-left: 30px; }

/* --------------------------------------------------------------------------
   Transaktionen-Seite
   -------------------------------------------------------------------------- */

.tx-toolbar {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 24px;
}

.tx-filter { min-width: 240px; margin-bottom: 0; }

.details-btn {
  background: none;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 5px 14px;
  font-size: 13px;
  color: var(--gray-500);
  opacity: 0;
  transition: all var(--transition);
}

.tx-table tbody tr:hover .details-btn,
.details-btn:focus-visible,
.details-btn[aria-expanded="true"] {
  opacity: 1;
}

.details-btn:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
}

.details-row td {
  background: var(--cream);
  font-size: 14px;
  font-weight: 300;
  color: var(--gray-500);
  padding: 12px 24px;
}

.pagination {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 18px 24px;
  border-top: 1px solid var(--gray-200);
  flex-wrap: wrap;
}

.page-btn {
  background: none;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  min-width: 36px;
  padding: 7px 12px;
  font-size: 14px;
  color: var(--gray-500);
  transition: all var(--transition);
}

.page-btn:hover:not(:disabled) {
  border-color: var(--gold);
  color: var(--gold-dark);
}

.page-btn.active {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}

.page-btn:disabled { opacity: 0.4; cursor: not-allowed; }

.table-footer {
  padding: 14px 24px 18px;
  border-top: 1px solid var(--gray-100);
}

.table-footer .text-link { margin-top: 0; }

/* --------------------------------------------------------------------------
   Einstellungen: Tabs
   -------------------------------------------------------------------------- */

.tabs {
  display: flex;
  gap: 4px;
  border-bottom: 1px solid var(--gray-200);
  margin-bottom: 28px;
  flex-wrap: wrap;
}

.tab-btn {
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  padding: 12px 18px;
  font-size: 15px;
  color: var(--gray-500);
  transition: color var(--transition), border-color var(--transition);
  margin-bottom: -1px;
}

.tab-btn:hover { color: var(--navy); }

.tab-btn.active {
  color: var(--navy);
  font-weight: 600;
  border-bottom-color: var(--gold);
}

.tab-panel { max-width: 720px; }

.settings-panel-title {
  font-size: 20px;
  margin-bottom: 20px;
}

.session-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.btn-danger {
  background: transparent;
  border-color: var(--error);
  color: var(--error);
}

.btn-danger:hover {
  background: rgba(239, 68, 68, 0.06);
  box-shadow: var(--shadow-sm);
  opacity: 1;
}

.danger-card { border-color: rgba(239, 68, 68, 0.35); }

/* Helle Chart-Segmente sichtbar halten */
.legend-swatch { border: 1px solid var(--gray-200); }

.footer-bottom a { color: inherit; }
.footer-bottom a:hover { color: var(--gold); opacity: 1; }

/* --------------------------------------------------------------------------
   Responsive
   -------------------------------------------------------------------------- */

@media (max-width: 1024px) {
  .container { padding: 0 30px; }
  .header-inner { padding: 0 30px; }

  .hero--premium .hero-inner { padding: 80px 30px 100px; }
  .hero-inner { grid-template-columns: 1fr; padding: 70px 30px 80px; }
  .hero-graphic { display: none; }

  .trust-grid { grid-template-columns: 1fr; gap: 40px; }
  .service-alt-row,
  .service-alt-row--reverse { grid-template-columns: 1fr; }
  .service-alt-row--reverse .service-alt-visual,
  .service-alt-row--reverse .service-alt-content { order: unset; }

  .page-hero-row { flex-direction: column; align-items: flex-start; }
  .page-hero-graphic { display: none; }

  .about-grid { grid-template-columns: 1fr; gap: 40px; }

  .service-card:nth-child(n) { grid-column: span 6; margin-top: 0; }
  .service-detail-card:nth-child(n) { grid-column: span 6; margin-top: 0; }

  .values-grid { grid-template-columns: 1fr 1fr; }
  .numbers-grid { grid-template-columns: 1fr 1fr; }
  .team-grid { grid-template-columns: 1fr 1fr; }

  .auth-page { grid-template-columns: 1fr; }
  .auth-aside { display: none; }

  .footer-grid { grid-template-columns: 1fr 1fr; }

  .overview-grid { grid-template-columns: 1fr; }

  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  .nav-toggle { display: block; }

  .main-nav {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: min(300px, 80vw);
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
    background: var(--white);
    box-shadow: var(--shadow-md);
    padding: 90px 32px 32px;
    transform: translateX(100%);
    transition: transform var(--transition);
    z-index: 90;
  }

  .main-nav.open { transform: translateX(0); }

  .main-nav .nav-link { font-size: 18px; padding: 10px 0; }

  /* Dashboard-Sidebar als Off-Canvas */
  .dashboard-layout { grid-template-columns: 1fr; }

  .sidebar {
    position: fixed;
    top: 0;
    left: 0;
    bottom: 0;
    width: min(280px, 80vw);
    z-index: 95;
    transform: translateX(-100%);
    transition: transform var(--transition);
    padding-top: 80px;
  }

  .sidebar.open { transform: translateX(0); }

  .sidebar-backdrop {
    display: block;
    position: fixed;
    inset: 0;
    background: rgba(10, 31, 63, 0.4);
    z-index: 94;
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--transition);
  }

  .sidebar-backdrop.visible { opacity: 1; pointer-events: auto; }

  .dashboard-main { padding: 32px 20px 60px; }

  .quick-actions { grid-template-columns: 1fr; }

  .chart-card { flex-direction: column; align-items: flex-start; }

  .tx-table th, .tx-table td { padding: 12px 14px; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }

  .container { padding: 0 20px; }
  .header-inner { padding: 0 20px; }

  .logo { font-size: 18px; }
  .user-menu-btn .user-name { display: none; }
  .header-actions { gap: 8px; }
  .hero-inner { padding: 50px 20px 60px; }
  .section { padding: 60px 0; }

  .service-card:nth-child(n) { grid-column: span 12; }
  .service-detail-card:nth-child(n) { grid-column: span 12; }

  .values-grid { grid-template-columns: 1fr; }
  .numbers-grid { grid-template-columns: 1fr 1fr; gap: 24px; }
  .team-grid { grid-template-columns: 1fr; }

  .page-hero { padding: 44px 0 40px; }

  .tx-toolbar { flex-direction: column; align-items: stretch; }

  .footer-grid { grid-template-columns: 1fr; }

  .auth-form-wrap { padding: 40px 20px; }

  .cta-band { padding: 60px 0; }
}

/* --------------------------------------------------------------------------
   Reduced Motion
   -------------------------------------------------------------------------- */

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
}